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Karnataka Bank

VADERAHALLI GP BRANCH

IFSC CODE
KARB0000815
MICR Code 560052091
Branch Code 000815
City / District VADERAHALLI GP
State KARNATAKA
Office Address NO.1/10,KALATHUR BUILDING,VIDYARANYAPURA POST, VADERAHALLI VILLAGE & GP-560097
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the VADERAHALLI GP branch of Karnataka Bank, the code KARB0000815 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000815 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for VADERAHALLI GP

Payment Systems Supported by KARB0000815

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—560052091—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in VADERAHALLI GP typically follows the RBI holiday calendar. Digital transfers via KARB0000815 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000815 is the valid code for VADERAHALLI GP at VADERAHALLI GP, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • VADERAHALLI GP Contact
  • • Address of Karnataka Bank
  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

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