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Karnataka Bank

CBM COMPOUND VISHAKAPATNAM BRANCH

+918912575073

IFSC CODE
KARB0000796
MICR Code 530052002
Branch Code 000796
City / District VISAKAPATNAM
State ANDHRA PRADESH
Office Address 9-1-221/A,CBM COMPOUND,NEAR RAMA TALKIES JUNCTION,MADDILAPALEM ROAD,VISAKAPATNAM, PIN - 530003
Phone +918912575073
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the CBM COMPOUND VISHAKAPATNAM branch of Karnataka Bank, the code KARB0000796 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000796 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for CBM COMPOUND VISHAKAPATNAM

Payment Systems Supported by KARB0000796

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—530052002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in VISAKAPATNAM typically follows the RBI holiday calendar. Digital transfers via KARB0000796 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000796 is the valid code for CBM COMPOUND VISHAKAPATNAM at VISAKAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • CBM COMPOUND VISHAKAPATNAM Contact
  • • Address of Karnataka Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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