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Karnataka Bank

TIPTUR MAIN BRANCH

+918134251962

IFSC CODE
KARB0000754
MICR Code 572052202
Branch Code 000754
City / District TIPTUR
State KARNATAKA
Office Address IST FLOOR,ALLAMMAJJI COMPLEX,B H ROAD,TIPTUR, PIN - 572201
Phone +918134251962
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TIPTUR MAIN branch of Karnataka Bank, the code KARB0000754 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000754 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TIPTUR MAIN

Payment Systems Supported by KARB0000754

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—572052202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in TIPTUR typically follows the RBI holiday calendar. Digital transfers via KARB0000754 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000754 is the valid code for TIPTUR MAIN at TIPTUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • TIPTUR MAIN Contact
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Platform Links

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