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Karnataka Bank

SENAPURA BRANCH

IFSC CODE
KARB0000692
MICR Code 576052205
Branch Code 000692
City / District TRASI
State KARNATAKA
Office Address MARAVANTHE-ALOOR MAIN ROAD, SENAPURA VILLAGE-576235, NADA GP, TRASI POST, KUNDAPUR TALUK
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SENAPURA branch of Karnataka Bank, the code KARB0000692 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000692 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SENAPURA

Payment Systems Supported by KARB0000692

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—576052205—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in TRASI typically follows the RBI holiday calendar. Digital transfers via KARB0000692 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000692 is the valid code for SENAPURA at TRASI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Karnataka Bank Branch List
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Financial Tools

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Branch Context

  • • SENAPURA Contact
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  • • MICR Code Finder
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Platform Links

  • • Anand Design DevBox
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