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Karnataka Bank

NADUGODU BRANCH

IFSC CODE
KARB0000685
MICR Code 575052045
Branch Code 000685
City / District KATEEL
State KARNATAKA
Office Address SY.NO 13/5A1P1,MANGALURU-KINNIGOLI MAIN ROAD,AJAAR,NADUGODU,KATEEL-574148,MANGALURU TALUK
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NADUGODU branch of Karnataka Bank, the code KARB0000685 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000685 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NADUGODU

Payment Systems Supported by KARB0000685

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—575052045—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in KATEEL typically follows the RBI holiday calendar. Digital transfers via KARB0000685 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000685 is the valid code for NADUGODU at KATEEL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Karnataka Bank Branch List
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Financial Tools

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Branch Context

  • • NADUGODU Contact
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Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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