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Karnataka Bank

KADABAGERE BRANCH

IFSC CODE
KARB0000676
MICR Code 560052109
Branch Code 000676
City / District KADABAGERE
State KARNATAKA
Office Address D.NO.31/2, GROUND FLOOR, NEAR MUTTARAYANA SWAMY TEMPLE, DASANAPURA HOBLI, KADABAGERE-562130, BENGALURU NORTH TQ
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the KADABAGERE branch of Karnataka Bank, the code KARB0000676 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000676 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for KADABAGERE

Payment Systems Supported by KARB0000676

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—560052109—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in KADABAGERE typically follows the RBI holiday calendar. Digital transfers via KARB0000676 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000676 is the valid code for KADABAGERE at KADABAGERE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • KADABAGERE Contact
  • • Address of Karnataka Bank
  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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