Karnataka Bank
G T KARNAL ROAD NEWDELHI BRANCH
+911127111773
Understanding IFSC Code: The Digital DNA of Karnataka Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the G T KARNAL ROAD NEWDELHI
branch of Karnataka Bank, the code KARB0000553 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KARB0000553 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KARB" represents Karnataka Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for G T KARNAL ROAD NEWDELHI
Payment Systems Supported by KARB0000553
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110052017—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka Bank in DELHI typically follows the RBI holiday calendar. Digital transfers via KARB0000553 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KARB0000553 is the valid code for G T KARNAL ROAD NEWDELHI at DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • G T KARNAL ROAD NEWDELHI Contact
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- • MICR Code Finder
- • DELHI Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
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- • IFSC Finder v2.0
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