Karnataka Bank
KOTA BRANCH
+919454749821
Understanding IFSC Code: The Digital DNA of Karnataka Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KOTA
branch of Karnataka Bank, the code KARB0000459 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KARB0000459 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KARB" represents Karnataka Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KOTA
Payment Systems Supported by KARB0000459
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—324052002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka Bank in KOTA typically follows the RBI holiday calendar. Digital transfers via KARB0000459 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KARB0000459 is the valid code for KOTA at KOTA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Karnataka Bank Branch List
- • KOTA IFSC Codes
- • Swift Code for Karnataka Bank
- • Bank Holiday in RAJASTHAN
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
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Branch Context
- • KOTA Contact
- • Address of Karnataka Bank
- • MICR Code Finder
- • RAJASTHAN Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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