Karnataka Bank
KASARGOD KERALA BRANCH
+914994231409
Understanding IFSC Code: The Digital DNA of Karnataka Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KASARGOD KERALA
branch of Karnataka Bank, the code KARB0000406 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KARB0000406 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KARB" represents Karnataka Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KASARGOD KERALA
Payment Systems Supported by KARB0000406
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—671052002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka Bank in KASARGOD typically follows the RBI holiday calendar. Digital transfers via KARB0000406 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KARB0000406 is the valid code for KASARGOD KERALA at KASARGOD, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Karnataka Bank Branch List
- • KASARGOD IFSC Codes
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Financial Tools
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Branch Context
- • KASARGOD KERALA Contact
- • Address of Karnataka Bank
- • MICR Code Finder
- • KERALA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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