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Karnataka Bank

BALEHONNUR BRANCH

+918266250421

IFSC CODE
KARB0000052
MICR Code 577052526
Branch Code 000052
City / District BALEHONNUR
State KARNATAKA
Office Address FIRST FLOOR,SOMESHWARA COMPLEX,MAIN ROAD,BALEHONNUR.(NARASIMHARAJAPURA TALUK), PIN - 577112
Phone +918266250421
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BALEHONNUR branch of Karnataka Bank, the code KARB0000052 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000052 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BALEHONNUR

Payment Systems Supported by KARB0000052

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—577052526—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in BALEHONNUR typically follows the RBI holiday calendar. Digital transfers via KARB0000052 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000052 is the valid code for BALEHONNUR at BALEHONNUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BALEHONNUR Contact
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Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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