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Karnataka Bank

AMASEBAIL BRANCH

+918259286239

IFSC CODE
KARB0000013
MICR Code 576052502
Branch Code 000013
City / District AMASEBAIL
State KARNATAKA
Office Address FIRST FLOOR,ABHIRAM BUILDING AMASEBAIL, PIN - 576227
Phone +918259286239
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Understanding IFSC Code: The Digital DNA of Karnataka Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AMASEBAIL branch of Karnataka Bank, the code KARB0000013 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KARB0000013 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KARB" represents Karnataka Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AMASEBAIL

Payment Systems Supported by KARB0000013

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—576052502—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Bank in AMASEBAIL typically follows the RBI holiday calendar. Digital transfers via KARB0000013 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KARB0000013 is the valid code for AMASEBAIL at AMASEBAIL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • AMASEBAIL Contact
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Platform Links

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