Kangra Co-operative Bank
BHAJANPURA BRANCH
+919013568416
Understanding IFSC Code: The Digital DNA of Kangra Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the BHAJANPURA
branch of Kangra Co-operative Bank, the code KANG0000009 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KANG0000009 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KANG" represents Kangra Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for BHAJANPURA
Payment Systems Supported by KANG0000009
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—110304009—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kangra Co-operative Bank in DELHI typically follows the RBI holiday calendar. Digital transfers via KANG0000009 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KANG0000009 is the valid code for BHAJANPURA at DELHI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Kangra Co-operative Bank Branch List
- • DELHI IFSC Codes
- • Swift Code for Kangra Co-operative Bank
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
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Branch Context
- • BHAJANPURA Contact
- • Address of Kangra Co-operative Bank
- • MICR Code Finder
- • DELHI Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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