Home / Kallappanna Awade Ichalkaranji Janata Sahakari Bank / UCHAGAON
Ka

Kallappanna Awade Ichalkaranji Janata Sahakari Bank

UCHAGAON BRANCH

+919604249175

IFSC CODE
KAIJ0000052
MICR Code
Branch Code 000052
City / District UCHAGAON
State MAHARASHTRA
Office Address GRAMPANCHYAT MILKAT NO. 8193/16, KOLHAPUR HUPARI MAIN ROAD, UCHAGAON, TAL - KARVEER, DIST - KOLHAPUR 416005
Phone +919604249175
📍 View Branch on Google Maps

Related Branches


Understanding IFSC Code: The Digital DNA of Kallappanna Awade Ichalkaranji Janata Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the UCHAGAON branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank, the code KAIJ0000052 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KAIJ0000052 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KAIJ" represents Kallappanna Awade Ichalkaranji Janata Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for UCHAGAON

Payment Systems Supported by KAIJ0000052

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kallappanna Awade Ichalkaranji Janata Sahakari Bank in UCHAGAON typically follows the RBI holiday calendar. Digital transfers via KAIJ0000052 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KAIJ0000052 is the valid code for UCHAGAON at UCHAGAON, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Kallappanna Awade Ichalkaranji Janata Sahakari Bank Branch List
  • • UCHAGAON IFSC Codes
  • • Swift Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank
  • • Bank Holiday in MAHARASHTRA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • UCHAGAON Contact
  • • Address of Kallappanna Awade Ichalkaranji Janata Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: Kallappanna Awade Ichalkaranji Janata Sahakari Bank KAIJ0000052 code, find UCHAGAON branch details, Kallappanna Awade Ichalkaranji Janata Sahakari Bank UCHAGAON contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank UCHAGAON, online neft rtgs imps guide india, how to find ifsc code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank.