Kallappanna Awade Ichalkaranji Janata Sahakari Bank
AHMADNAGAR BRANCH
+912412411609
Understanding IFSC Code: The Digital DNA of Kallappanna Awade Ichalkaranji Janata Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AHMADNAGAR
branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank, the code KAIJ0000032 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KAIJ0000032 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KAIJ" represents Kallappanna Awade Ichalkaranji Janata Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AHMADNAGAR
Payment Systems Supported by KAIJ0000032
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—414386002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kallappanna Awade Ichalkaranji Janata Sahakari Bank in AHMADNAGAR typically follows the RBI holiday calendar. Digital transfers via KAIJ0000032 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KAIJ0000032 is the valid code for AHMADNAGAR at AHMADNAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Kallappanna Awade Ichalkaranji Janata Sahakari Bank Branch List
- • AHMADNAGAR IFSC Codes
- • Swift Code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • AHMADNAGAR Contact
- • Address of Kallappanna Awade Ichalkaranji Janata Sahakari Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Kallappanna Awade Ichalkaranji Janata Sahakari Bank KAIJ0000032 code, find AHMADNAGAR branch details, Kallappanna Awade Ichalkaranji Janata Sahakari Bank AHMADNAGAR contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Kallappanna Awade Ichalkaranji Janata Sahakari Bank AHMADNAGAR, online neft rtgs imps guide india, how to find ifsc code of Kallappanna Awade Ichalkaranji Janata Sahakari Bank.