Kallappanna Awade Ichalkaranji Janata Sahakari Bank
KALBADEVI BRANCH
+912222408942
Understanding IFSC Code: The Digital DNA of Kallappanna Awade Ichalkaranji Janata Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KALBADEVI
branch of Kallappanna Awade Ichalkaranji Janata Sahakari Bank, the code KAIJ0000010 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KAIJ0000010 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KAIJ" represents Kallappanna Awade Ichalkaranji Janata Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KALBADEVI
Payment Systems Supported by KAIJ0000010
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400386002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kallappanna Awade Ichalkaranji Janata Sahakari Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via KAIJ0000010 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KAIJ0000010 is the valid code for KALBADEVI at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • KALBADEVI Contact
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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