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Kangra Central Co-operative Bank

NEHRAN PUKHAR BRANCH

+911970268596

IFSC CODE
KACE0000122
MICR Code 176850165
Branch Code 000122
City / District PRAGPUR
State HIMACHAL PRADESH
Office Address TEHSIL DEHRA DISTT. KANGRA H.P. 177104
Phone +911970268596
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kangra Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NEHRAN PUKHAR branch of Kangra Central Co-operative Bank, the code KACE0000122 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KACE0000122 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KACE" represents Kangra Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NEHRAN PUKHAR

Payment Systems Supported by KACE0000122

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—176850165—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kangra Central Co-operative Bank in PRAGPUR typically follows the RBI holiday calendar. Digital transfers via KACE0000122 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KACE0000122 is the valid code for NEHRAN PUKHAR at PRAGPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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  • • Personal Loan EMI Calc
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  • • Currency Converter

Branch Context

  • • NEHRAN PUKHAR Contact
  • • Address of Kangra Central Co-operative Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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