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Kangra Central Co-operative Bank

SADWAN BRANCH

+911893234061

IFSC CODE
KACE0000069
MICR Code 176850078
Branch Code 000069
City / District NURPUR
State HIMACHAL PRADESH
Office Address TEHSIL NURPUR DISTT.KANGRA H.P. 176202
Phone +911893234061
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Kangra Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SADWAN branch of Kangra Central Co-operative Bank, the code KACE0000069 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the KACE0000069 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"KACE" represents Kangra Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SADWAN

Payment Systems Supported by KACE0000069

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—176850078—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Kangra Central Co-operative Bank in NURPUR typically follows the RBI holiday calendar. Digital transfers via KACE0000069 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While KACE0000069 is the valid code for SADWAN at NURPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SADWAN Contact
  • • Address of Kangra Central Co-operative Bank
  • • MICR Code Finder
  • • HIMACHAL PRADESH Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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