Kangra Central Co-operative Bank
JOURBAR BRANCH
+911970276123
Related Branches
Understanding IFSC Code: The Digital DNA of Kangra Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the JOURBAR
branch of Kangra Central Co-operative Bank, the code KACE0000053 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KACE0000053 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KACE" represents Kangra Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for JOURBAR
Payment Systems Supported by KACE0000053
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—176850154—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kangra Central Co-operative Bank in BATHU-TIPRI typically follows the RBI holiday calendar. Digital transfers via KACE0000053 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KACE0000053 is the valid code for JOURBAR at BATHU-TIPRI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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- • Currency Converter
Branch Context
- • JOURBAR Contact
- • Address of Kangra Central Co-operative Bank
- • MICR Code Finder
- • HIMACHAL PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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