Kangra Central Co-operative Bank
MAIN BAZAR PALAMPUR BRANCH
+911894230587
Understanding IFSC Code: The Digital DNA of Kangra Central Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MAIN BAZAR PALAMPUR
branch of Kangra Central Co-operative Bank, the code KACE0000004 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the KACE0000004 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"KACE" represents Kangra Central Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MAIN BAZAR PALAMPUR
Payment Systems Supported by KACE0000004
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—176850102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Kangra Central Co-operative Bank in PALAMPUR typically follows the RBI holiday calendar. Digital transfers via KACE0000004 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While KACE0000004 is the valid code for MAIN BAZAR PALAMPUR at PALAMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
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Branch Context
- • MAIN BAZAR PALAMPUR Contact
- • Address of Kangra Central Co-operative Bank
- • MICR Code Finder
- • HIMACHAL PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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