Jana Small Finance Bank
BHAWANIGADH BRANCH
+919729797075
Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the BHAWANIGADH
branch of Jana Small Finance Bank, the code JSFB0004956 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the JSFB0004956 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"JSFB" represents Jana Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for BHAWANIGADH
Payment Systems Supported by JSFB0004956
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—148788002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jana Small Finance Bank in PATIALA typically follows the RBI holiday calendar. Digital transfers via JSFB0004956 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While JSFB0004956 is the valid code for BHAWANIGADH at PATIALA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Jana Small Finance Bank Branch List
- • PATIALA IFSC Codes
- • Swift Code for Jana Small Finance Bank
- • Bank Holiday in PUNJAB
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • BHAWANIGADH Contact
- • Address of Jana Small Finance Bank
- • MICR Code Finder
- • PUNJAB Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Jana Small Finance Bank JSFB0004956 code, find BHAWANIGADH branch details, Jana Small Finance Bank PATIALA contact number, PUNJAB bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Jana Small Finance Bank PATIALA, online neft rtgs imps guide india, how to find ifsc code of Jana Small Finance Bank.