Jana Small Finance Bank
DHUMUCHAI BRANCH
+918917315449
Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DHUMUCHAI
branch of Jana Small Finance Bank, the code JSFB0004894 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the JSFB0004894 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"JSFB" represents Jana Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DHUMUCHAI
Payment Systems Supported by JSFB0004894
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—761788002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jana Small Finance Bank in GANJAM typically follows the RBI holiday calendar. Digital transfers via JSFB0004894 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While JSFB0004894 is the valid code for DHUMUCHAI at GANJAM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • DHUMUCHAI Contact
- • Address of Jana Small Finance Bank
- • MICR Code Finder
- • ODISHA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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