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Jana Small Finance Bank

TILIA BRANCH

IFSC CODE
JSFB0004869
MICR Code 768788202
Branch Code 004869
City / District TILIA
State ODISHA
Office Address GP OFFICE TILIA,LAKHANPUR BLOCK,JHARSUGUDA DIST,PIN 768234
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TILIA branch of Jana Small Finance Bank, the code JSFB0004869 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSFB0004869 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSFB" represents Jana Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TILIA

Payment Systems Supported by JSFB0004869

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—768788202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jana Small Finance Bank in TILIA typically follows the RBI holiday calendar. Digital transfers via JSFB0004869 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSFB0004869 is the valid code for TILIA at TILIA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • TILIA Contact
  • • Address of Jana Small Finance Bank
  • • MICR Code Finder
  • • ODISHA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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