Home / Jana Small Finance Bank / SHILLONG
Ja

Jana Small Finance Bank

SHILLONG BRANCH

IFSC CODE
JSFB0004832
MICR Code 793788002
Branch Code 004832
City / District EAST KHASI HILLS
State MEGHALAYA
Office Address GROUND FLOOR,RPG COMPLEX,KEATING ROAD,SHILLONG 793001,MEGHALAYA
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SHILLONG branch of Jana Small Finance Bank, the code JSFB0004832 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSFB0004832 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSFB" represents Jana Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SHILLONG

Payment Systems Supported by JSFB0004832

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—793788002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jana Small Finance Bank in EAST KHASI HILLS typically follows the RBI holiday calendar. Digital transfers via JSFB0004832 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSFB0004832 is the valid code for SHILLONG at EAST KHASI HILLS, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Jana Small Finance Bank Branch List
  • • EAST KHASI HILLS IFSC Codes
  • • Swift Code for Jana Small Finance Bank
  • • Bank Holiday in MEGHALAYA

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • SHILLONG Contact
  • • Address of Jana Small Finance Bank
  • • MICR Code Finder
  • • MEGHALAYA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: Jana Small Finance Bank JSFB0004832 code, find SHILLONG branch details, Jana Small Finance Bank EAST KHASI HILLS contact number, MEGHALAYA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Jana Small Finance Bank EAST KHASI HILLS, online neft rtgs imps guide india, how to find ifsc code of Jana Small Finance Bank.