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Jana Small Finance Bank

NAMASIVAYAPURAM BRANCH

IFSC CODE
JSFB0004025
MICR Code 606788005
Branch Code 004025
City / District NAMASIVAYAPURAM
State TAMIL NADU
Office Address FLN-2HBNGNANVYYKHKDP-020.
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAMASIVAYAPURAM branch of Jana Small Finance Bank, the code JSFB0004025 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSFB0004025 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSFB" represents Jana Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAMASIVAYAPURAM

Payment Systems Supported by JSFB0004025

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—606788005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jana Small Finance Bank in NAMASIVAYAPURAM typically follows the RBI holiday calendar. Digital transfers via JSFB0004025 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSFB0004025 is the valid code for NAMASIVAYAPURAM at NAMASIVAYAPURAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • NAMASIVAYAPURAM Contact
  • • Address of Jana Small Finance Bank
  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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