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Jana Small Finance Bank

BIRAMSAR BRANCH

IFSC CODE
JSFB0004011
MICR Code 334788003
Branch Code 004011
City / District BIRAMSAR
State RAJASTHAN
Office Address JANA SMALL FINANCE BANK LTD,WARD NO-04,RAISAR,BIKANER,RAJASTHAN-334803
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BIRAMSAR branch of Jana Small Finance Bank, the code JSFB0004011 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSFB0004011 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSFB" represents Jana Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BIRAMSAR

Payment Systems Supported by JSFB0004011

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—334788003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jana Small Finance Bank in BIRAMSAR typically follows the RBI holiday calendar. Digital transfers via JSFB0004011 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSFB0004011 is the valid code for BIRAMSAR at BIRAMSAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

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