Jana Small Finance Bank
AMBEDKAR CHOWK-RAJNANDANGAON BRANCH
Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the AMBEDKAR CHOWK-RAJNANDANGAON
branch of Jana Small Finance Bank, the code JSFB0003647 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the JSFB0003647 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"JSFB" represents Jana Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for AMBEDKAR CHOWK-RAJNANDANGAON
Payment Systems Supported by JSFB0003647
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—491788102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jana Small Finance Bank in RAJNANDGAON typically follows the RBI holiday calendar. Digital transfers via JSFB0003647 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While JSFB0003647 is the valid code for AMBEDKAR CHOWK-RAJNANDANGAON at RAJNANDGAON, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Jana Small Finance Bank Branch List
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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- • Currency Converter
Branch Context
- • AMBEDKAR CHOWK-RAJNANDANGAON Contact
- • Address of Jana Small Finance Bank
- • MICR Code Finder
- • CHHATTISGARH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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