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Jana Small Finance Bank

GUWAHATI SIXMILE BRANCH

IFSC CODE
JSFB0003316
MICR Code 781788004
Branch Code 003316
City / District GUWAHATI
State ASSAM
Office Address JANA SMALL FINANCE BANK LTD,2ND FLOOR,MALLICK ARCADE,SIXMILE,GUWAHATI - 781022
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the GUWAHATI SIXMILE branch of Jana Small Finance Bank, the code JSFB0003316 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSFB0003316 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSFB" represents Jana Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for GUWAHATI SIXMILE

Payment Systems Supported by JSFB0003316

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—781788004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jana Small Finance Bank in GUWAHATI typically follows the RBI holiday calendar. Digital transfers via JSFB0003316 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSFB0003316 is the valid code for GUWAHATI SIXMILE at GUWAHATI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • GUWAHATI SIXMILE Contact
  • • Address of Jana Small Finance Bank
  • • MICR Code Finder
  • • ASSAM Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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