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Jana Small Finance Bank

HOSUR BRANCH

IFSC CODE
JSFB0003168
MICR Code 635788405
Branch Code 003168
City / District HOSUR
State TAMIL NADU
Office Address PROPERTY NO.17/19,SAI VASAVI ENCLAVE,1ST FLOOR,NEAR TO BSNL OFFICE,NEAR TO BSNL OFFICE,OPP.HOSUR BUS STAND,HOSUR TALUKKRISHNAGIRI635109
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Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the HOSUR branch of Jana Small Finance Bank, the code JSFB0003168 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSFB0003168 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSFB" represents Jana Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for HOSUR

Payment Systems Supported by JSFB0003168

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—635788405—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jana Small Finance Bank in HOSUR typically follows the RBI holiday calendar. Digital transfers via JSFB0003168 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSFB0003168 is the valid code for HOSUR at HOSUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • HOSUR Contact
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  • • MICR Code Finder
  • • TAMIL NADU Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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