Jana Small Finance Bank
MUMBAI BRANCH
Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MUMBAI
branch of Jana Small Finance Bank, the code JSFB0003163 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the JSFB0003163 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"JSFB" represents Jana Small Finance Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MUMBAI
Payment Systems Supported by JSFB0003163
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400788019—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jana Small Finance Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via JSFB0003163 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While JSFB0003163 is the valid code for MUMBAI at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Jana Small Finance Bank Branch List
- • MUMBAI IFSC Codes
- • Swift Code for Jana Small Finance Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • MUMBAI Contact
- • Address of Jana Small Finance Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Jana Small Finance Bank JSFB0003163 code, find MUMBAI branch details, Jana Small Finance Bank MUMBAI contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Jana Small Finance Bank MUMBAI, online neft rtgs imps guide india, how to find ifsc code of Jana Small Finance Bank.