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Jana Small Finance Bank

AKOLA BRANCH

+917774003687

IFSC CODE
JSFB0003156
MICR Code 444788002
Branch Code 003156
City / District AKOLA
State MAHARASHTRA
Office Address JANA SMALL FINANCE BANK LTD,GROUND FLOOR,PLOT NO.3,SHILPA TOWERS,GORAKSHAN ROAD,TUKARAM CHOWK,MALKAPUR ROAD,AKOLA - 440104
Phone +917774003687
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Jana Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the AKOLA branch of Jana Small Finance Bank, the code JSFB0003156 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSFB0003156 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSFB" represents Jana Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for AKOLA

Payment Systems Supported by JSFB0003156

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—444788002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jana Small Finance Bank in AKOLA typically follows the RBI holiday calendar. Digital transfers via JSFB0003156 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSFB0003156 is the valid code for AKOLA at AKOLA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • AKOLA Contact
  • • Address of Jana Small Finance Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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