Janata Sahakari Bank (Pune)
SAKHARPA BRANCH
+912354248243
Understanding IFSC Code: The Digital DNA of Janata Sahakari Bank (Pune)
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SAKHARPA
branch of Janata Sahakari Bank (Pune), the code JSBP0000024 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the JSBP0000024 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"JSBP" represents Janata Sahakari Bank (Pune)
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SAKHARPA
Payment Systems Supported by JSBP0000024
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—415074504—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Janata Sahakari Bank (Pune) in SAKHARPA typically follows the RBI holiday calendar. Digital transfers via JSBP0000024 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While JSBP0000024 is the valid code for SAKHARPA at SAKHARPA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • SAKHARPA Contact
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Platform Links
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