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Janakalyan Sahakari Bank

SINDHI SOCIETY BRANCH

+918108066018

IFSC CODE
JSBL0000018
MICR Code 400105018
Branch Code 000018
City / District MUMBAI
State MAHARASHTRA
Office Address PLOT NO-146, SINDHI SOCIETY, CHEMBUR, MUMBAI-400071
Phone +918108066018
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Janakalyan Sahakari Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SINDHI SOCIETY branch of Janakalyan Sahakari Bank, the code JSBL0000018 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JSBL0000018 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JSBL" represents Janakalyan Sahakari Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SINDHI SOCIETY

Payment Systems Supported by JSBL0000018

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—400105018—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Janakalyan Sahakari Bank in MUMBAI typically follows the RBI holiday calendar. Digital transfers via JSBL0000018 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JSBL0000018 is the valid code for SINDHI SOCIETY at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • SINDHI SOCIETY Contact
  • • Address of Janakalyan Sahakari Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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