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Jalgaon Janata Bank

SILLOD BRANCH

+912430223965

IFSC CODE
JJSB0000040
MICR Code 431507501
Branch Code 000040
City / District SILLOD
State MAHARASHTRA
Office Address 5/283 TILAK NAGAR,AURANGABAD JALGAON HIGH WAY,SILLOD
Phone +912430223965
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Jalgaon Janata Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SILLOD branch of Jalgaon Janata Bank, the code JJSB0000040 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JJSB0000040 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JJSB" represents Jalgaon Janata Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SILLOD

Payment Systems Supported by JJSB0000040

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—431507501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Jalgaon Janata Bank in SILLOD typically follows the RBI holiday calendar. Digital transfers via JJSB0000040 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JJSB0000040 is the valid code for SILLOD at SILLOD, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • SILLOD Contact
  • • Address of Jalgaon Janata Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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