Janaseva Sahakari Bank (Borivli)
VASAI WEST BRANCH
+912502330504
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Understanding IFSC Code: The Digital DNA of Janaseva Sahakari Bank (Borivli)
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the VASAI WEST
branch of Janaseva Sahakari Bank (Borivli), the code JASB0000014 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the JASB0000014 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"JASB" represents Janaseva Sahakari Bank (Borivli)
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for VASAI WEST
Payment Systems Supported by JASB0000014
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400804014—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Janaseva Sahakari Bank (Borivli) in VASAI WEST typically follows the RBI holiday calendar. Digital transfers via JASB0000014 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While JASB0000014 is the valid code for VASAI WEST at VASAI WEST, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • VASAI WEST Contact
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Platform Links
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