Jammu and Kashmir Bank
UNIVERSITY CAMPUS HAZRATBAL NANDPORA BRANCH
+911942426557
Understanding IFSC Code: The Digital DNA of Jammu and Kashmir Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the UNIVERSITY CAMPUS HAZRATBAL NANDPORA
branch of Jammu and Kashmir Bank, the code JAKA0NASEEM ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the JAKA0NASEEM Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"JAKA" represents Jammu and Kashmir Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for UNIVERSITY CAMPUS HAZRATBAL NANDPORA
Payment Systems Supported by JAKA0NASEEM
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—190051042—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Jammu and Kashmir Bank in SRINAGAR typically follows the RBI holiday calendar. Digital transfers via JAKA0NASEEM for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While JAKA0NASEEM is the valid code for UNIVERSITY CAMPUS HAZRATBAL NANDPORA at SRINAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Jammu and Kashmir Bank Branch List
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Financial Tools
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Branch Context
- • UNIVERSITY CAMPUS HAZRATBAL NANDPORA Contact
- • Address of Jammu and Kashmir Bank
- • MICR Code Finder
- • JAMMU AND KASHMIR Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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