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Baramulla Central Co-operative Bank

BARAMULLA CENTRAL CO OPERATIVE BANK LTD BRANCH

+91195234725

IFSC CODE
JAKA0JKBCCB
MICR Code
Branch Code JKBCCB
City / District BARAMULLA
State JAMMU AND KASHMIR
Office Address OPPOSITE POLICE STATION, NATIONAL HIGHWAY , BARAMULLA, JK PIN 193101
Phone +91195234725
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Baramulla Central Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BARAMULLA CENTRAL CO OPERATIVE BANK LTD branch of Baramulla Central Co-operative Bank, the code JAKA0JKBCCB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the JAKA0JKBCCB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"JAKA" represents Baramulla Central Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BARAMULLA CENTRAL CO OPERATIVE BANK LTD

Payment Systems Supported by JAKA0JKBCCB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Baramulla Central Co-operative Bank in BARAMULLA typically follows the RBI holiday calendar. Digital transfers via JAKA0JKBCCB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While JAKA0JKBCCB is the valid code for BARAMULLA CENTRAL CO OPERATIVE BANK LTD at BARAMULLA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

  • • GST Calculator Online
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Branch Context

  • • BARAMULLA CENTRAL CO OPERATIVE BANK LTD Contact
  • • Address of Baramulla Central Co-operative Bank
  • • MICR Code Finder
  • • JAMMU AND KASHMIR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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