Odisha Gramya Bank
Odisha Gramya Bank IMPS BRANCH
+916742352739
Understanding IFSC Code: The Digital DNA of Odisha Gramya Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Odisha Gramya Bank IMPS
branch of Odisha Gramya Bank, the code IOBA0ROGB01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IOBA0ROGB01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IOBA" represents Odisha Gramya Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Odisha Gramya Bank IMPS
Payment Systems Supported by IOBA0ROGB01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Odisha Gramya Bank in BHUBANESWAR typically follows the RBI holiday calendar. Digital transfers via IOBA0ROGB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IOBA0ROGB01 is the valid code for Odisha Gramya Bank IMPS at BHUBANESWAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Odisha Gramya Bank Branch List
- • BHUBANESWAR IFSC Codes
- • Swift Code for Odisha Gramya Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Odisha Gramya Bank IMPS Contact
- • Address of Odisha Gramya Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Odisha Gramya Bank IOBA0ROGB01 code, find Odisha Gramya Bank IMPS branch details, Odisha Gramya Bank BHUBANESWAR contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Odisha Gramya Bank BHUBANESWAR, online neft rtgs imps guide india, how to find ifsc code of Odisha Gramya Bank.