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Indian Overseas Bank

OGB -MANGALPUR BRANCH

IFSC CODE
IOBA0GB4205
MICR Code 752706555
Branch Code GB4205
City / District MANGALPUR
State ODISHA
Office Address AT/PO MANGALPUR,DIST JAJPUR,PIN 755011
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Indian Overseas Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the OGB -MANGALPUR branch of Indian Overseas Bank, the code IOBA0GB4205 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IOBA0GB4205 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IOBA" represents Indian Overseas Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for OGB -MANGALPUR

Payment Systems Supported by IOBA0GB4205

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—752706555—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indian Overseas Bank in MANGALPUR typically follows the RBI holiday calendar. Digital transfers via IOBA0GB4205 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IOBA0GB4205 is the valid code for OGB -MANGALPUR at MANGALPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Indian Overseas Bank Branch List
  • • MANGALPUR IFSC Codes
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Financial Tools

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Branch Context

  • • OGB -MANGALPUR Contact
  • • Address of Indian Overseas Bank
  • • MICR Code Finder
  • • ODISHA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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