Indian Overseas Bank
SUDPUR BRANCH
+913453246070
Understanding IFSC Code: The Digital DNA of Indian Overseas Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SUDPUR
branch of Indian Overseas Bank, the code IOBA0003801 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IOBA0003801 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IOBA" represents Indian Overseas Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SUDPUR
Payment Systems Supported by IOBA0003801
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Indian Overseas Bank in KATWA typically follows the RBI holiday calendar. Digital transfers via IOBA0003801 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IOBA0003801 is the valid code for SUDPUR at KATWA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Indian Overseas Bank Branch List
- • KATWA IFSC Codes
- • Swift Code for Indian Overseas Bank
- • Bank Holiday in WEST BENGAL
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • SUDPUR Contact
- • Address of Indian Overseas Bank
- • MICR Code Finder
- • WEST BENGAL Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Indian Overseas Bank IOBA0003801 code, find SUDPUR branch details, Indian Overseas Bank KATWA contact number, WEST BENGAL bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Indian Overseas Bank KATWA, online neft rtgs imps guide india, how to find ifsc code of Indian Overseas Bank.