Sreenidhi Souharda Sahakari Bank Niyamitha
Sreenidhi Souharda Sahakari Bank Niyamitha IMPS BRANCH
+918022429151
Understanding IFSC Code: The Digital DNA of Sreenidhi Souharda Sahakari Bank Niyamitha
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Sreenidhi Souharda Sahakari Bank Niyamitha IMPS
branch of Sreenidhi Souharda Sahakari Bank Niyamitha, the code INDB0SSBN01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the INDB0SSBN01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"INDB" represents Sreenidhi Souharda Sahakari Bank Niyamitha
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Sreenidhi Souharda Sahakari Bank Niyamitha IMPS
Payment Systems Supported by INDB0SSBN01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—560225251—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Sreenidhi Souharda Sahakari Bank Niyamitha in BANGALORE typically follows the RBI holiday calendar. Digital transfers via INDB0SSBN01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While INDB0SSBN01 is the valid code for Sreenidhi Souharda Sahakari Bank Niyamitha IMPS at BANGALORE, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • Sreenidhi Souharda Sahakari Bank Niyamitha IMPS Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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