Indusind Bank
THE GANDHIDHAM MER CO OP BANK LTD BRANCH
+919879567121
Understanding IFSC Code: The Digital DNA of Indusind Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE GANDHIDHAM MER CO OP BANK LTD
branch of Indusind Bank, the code INDB0GMCB01 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the INDB0GMCB01 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"INDB" represents Indusind Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE GANDHIDHAM MER CO OP BANK LTD
Payment Systems Supported by INDB0GMCB01
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—370801001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Indusind Bank in GANDHIDHAM typically follows the RBI holiday calendar. Digital transfers via INDB0GMCB01 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While INDB0GMCB01 is the valid code for THE GANDHIDHAM MER CO OP BANK LTD at GANDHIDHAM, ensure the beneficiary name matches perfectly in your mobile banking app.
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Branch Context
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