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Indusind Bank

S H MOUNT THELLAKOM BRANCH

+914829299522

IFSC CODE
INDB0002355
MICR Code 686234006
Branch Code 002355
City / District THELLAKOM
State KERALA
Office Address GROUND FLOOR J N M ARCADE NEAR ST MARY CHAPPEL THELLAKOM KOTTAYAM 686630 KERALA
Phone +914829299522
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Understanding IFSC Code: The Digital DNA of Indusind Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the S H MOUNT THELLAKOM branch of Indusind Bank, the code INDB0002355 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the INDB0002355 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"INDB" represents Indusind Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for S H MOUNT THELLAKOM

Payment Systems Supported by INDB0002355

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—686234006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indusind Bank in THELLAKOM typically follows the RBI holiday calendar. Digital transfers via INDB0002355 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While INDB0002355 is the valid code for S H MOUNT THELLAKOM at THELLAKOM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Indusind Bank Branch List
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Financial Tools

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Branch Context

  • • S H MOUNT THELLAKOM Contact
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  • • MICR Code Finder
  • • KERALA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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