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Indusind Bank

NAROLI SILVASSA BRANCH

+912602970023

IFSC CODE
INDB0002347
MICR Code 396234006
Branch Code 002347
City / District DADRA NAGAR HAVELI
State GUJARAT
Office Address GROUND FLOOR ORIEN IMPERIA SHOP NO A21 22 23 NAROLI SILVASSA DADRA NAGAR HAVELI
Phone +912602970023
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Understanding IFSC Code: The Digital DNA of Indusind Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAROLI SILVASSA branch of Indusind Bank, the code INDB0002347 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the INDB0002347 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"INDB" represents Indusind Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAROLI SILVASSA

Payment Systems Supported by INDB0002347

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—396234006—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indusind Bank in DADRA NAGAR HAVELI typically follows the RBI holiday calendar. Digital transfers via INDB0002347 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While INDB0002347 is the valid code for NAROLI SILVASSA at DADRA NAGAR HAVELI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • NAROLI SILVASSA Contact
  • • Address of Indusind Bank
  • • MICR Code Finder
  • • GUJARAT Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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