Indusind Bank
SARJAPUR ROAD BRANCH
+918025916044
Understanding IFSC Code: The Digital DNA of Indusind Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SARJAPUR ROAD
branch of Indusind Bank, the code INDB0001863 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the INDB0001863 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"INDB" represents Indusind Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SARJAPUR ROAD
Payment Systems Supported by INDB0001863
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—560234054—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Indusind Bank in BANGALORE typically follows the RBI holiday calendar. Digital transfers via INDB0001863 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While INDB0001863 is the valid code for SARJAPUR ROAD at BANGALORE, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Indusind Bank Branch List
- • BANGALORE IFSC Codes
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Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • SARJAPUR ROAD Contact
- • Address of Indusind Bank
- • MICR Code Finder
- • KARNATAKA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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