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Indusind Bank

MEERANKOT KHURD BRANCH

+919569752239

IFSC CODE
INDB0000943
MICR Code 143234005
Branch Code 000943
City / District MIRAN KOT KALAN
State PUNJAB
Office Address GROUND FLOOR VILLAGE MEERANKOT KHURD P O MEERANKOT KALAN TEHSIL DIST AMRITSAR 143101 PUNJAB
Phone +919569752239
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Indusind Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MEERANKOT KHURD branch of Indusind Bank, the code INDB0000943 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the INDB0000943 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"INDB" represents Indusind Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MEERANKOT KHURD

Payment Systems Supported by INDB0000943

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—143234005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indusind Bank in MIRAN KOT KALAN typically follows the RBI holiday calendar. Digital transfers via INDB0000943 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While INDB0000943 is the valid code for MEERANKOT KHURD at MIRAN KOT KALAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • MEERANKOT KHURD Contact
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  • • PUNJAB Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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