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Indusind Bank

RAJA PARK, JAIPUR BRANCH

IFSC CODE
INDB0000278
MICR Code 302234004
Branch Code 000278
City / District JAIPUR
State RAJASTHAN
Office Address ABHINANDAN B-10-I, GOVIND MARG, ADARSH NAGAR, RAJA PARK, JAIPUR 302 004
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Indusind Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RAJA PARK, JAIPUR branch of Indusind Bank, the code INDB0000278 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the INDB0000278 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"INDB" represents Indusind Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RAJA PARK, JAIPUR

Payment Systems Supported by INDB0000278

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—302234004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indusind Bank in JAIPUR typically follows the RBI holiday calendar. Digital transfers via INDB0000278 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While INDB0000278 is the valid code for RAJA PARK, JAIPUR at JAIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Indusind Bank Branch List
  • • JAIPUR IFSC Codes
  • • Swift Code for Indusind Bank
  • • Bank Holiday in RAJASTHAN

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • RAJA PARK, JAIPUR Contact
  • • Address of Indusind Bank
  • • MICR Code Finder
  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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