Pallavan Grama Bank
Pallavan Grama Bank IMPS BRANCH
+917373110936
Understanding IFSC Code: The Digital DNA of Pallavan Grama Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Pallavan Grama Bank IMPS
branch of Pallavan Grama Bank, the code IDIB0PLB001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the IDIB0PLB001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"IDIB" represents Pallavan Grama Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Pallavan Grama Bank IMPS
Payment Systems Supported by IDIB0PLB001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—636655002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Pallavan Grama Bank in SALEM typically follows the RBI holiday calendar. Digital transfers via IDIB0PLB001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While IDIB0PLB001 is the valid code for Pallavan Grama Bank IMPS at SALEM, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
- • GST Calculator Online
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Branch Context
- • Pallavan Grama Bank IMPS Contact
- • Address of Pallavan Grama Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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