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Indian Bank

RAMAN RETI BRANCH

+919557877677

IFSC CODE
IDIB000R556
MICR Code 281019015
Branch Code 00R556
City / District VRINDAWAN
State UTTAR PRADESH
Office Address OPP INTERNATIONAL TEMPLE RAMAN RETI VRINDAWAN VRINDAWAN PIN 281124
Phone +919557877677
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Understanding IFSC Code: The Digital DNA of Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the RAMAN RETI branch of Indian Bank, the code IDIB000R556 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDIB000R556 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDIB" represents Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for RAMAN RETI

Payment Systems Supported by IDIB000R556

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—281019015—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indian Bank in VRINDAWAN typically follows the RBI holiday calendar. Digital transfers via IDIB000R556 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDIB000R556 is the valid code for RAMAN RETI at VRINDAWAN, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • RAMAN RETI Contact
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Platform Links

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