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Indian Bank

BHOPAL MATA MANDIR BRANCH

+919709831403

IFSC CODE
IDIB000M654
MICR Code 462019013
Branch Code 00M654
City / District MATA MANDIR
State MADHYA PRADESH
Office Address NO 37 HARSHWARDHAN NAGAR DIST BHOPAL MATA MANDIR MATA MANDIR PIN 462003
Phone +919709831403
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Understanding IFSC Code: The Digital DNA of Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BHOPAL MATA MANDIR branch of Indian Bank, the code IDIB000M654 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDIB000M654 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDIB" represents Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BHOPAL MATA MANDIR

Payment Systems Supported by IDIB000M654

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—462019013—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indian Bank in MATA MANDIR typically follows the RBI holiday calendar. Digital transfers via IDIB000M654 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDIB000M654 is the valid code for BHOPAL MATA MANDIR at MATA MANDIR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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