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Indian Bank

MARRIPALEM BRANCH

+918912747405

IFSC CODE
IDIB000M400
MICR Code 530019024
Branch Code 00M400
City / District VISAKHAPATNAM
State ANDHRA PRADESH
Office Address D.NO. 58-14-50/1/1, PLOT NO. 16, VUDA LAYOUT, MARRIPALEM, VISAKHAPATNAM-530018, MARRIPALEM SUB-POST OFFICE, ANDHRA PRADESH
Phone +918912747405
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Understanding IFSC Code: The Digital DNA of Indian Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MARRIPALEM branch of Indian Bank, the code IDIB000M400 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the IDIB000M400 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"IDIB" represents Indian Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MARRIPALEM

Payment Systems Supported by IDIB000M400

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—530019024—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Indian Bank in VISAKHAPATNAM typically follows the RBI holiday calendar. Digital transfers via IDIB000M400 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While IDIB000M400 is the valid code for MARRIPALEM at VISAKHAPATNAM, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Indian Bank Branch List
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Financial Tools

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Branch Context

  • • MARRIPALEM Contact
  • • Address of Indian Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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